Disclaimer

1. No Financial or Legal Advice

The information on LoanCalc.ca, including calculators, guides, articles, and estimates, is intended for general education only. It should not be considered:

• Financial advice
• Legal advice
• Investment advice
• Mortgage or lending advice

Always consult a licensed financial professional, mortgage broker, lender, or legal advisor before making financial decisions.

2. Accuracy of Results

Our calculators use standard formulas and are designed to provide approximate results. However, actual loan terms, interest rates, fees, amortization schedules, and payment amounts may vary depending on:

• Your lender’s policies
• Your credit score
• Your loan type
• Market conditions
• Additional financial factors

LoanCalc.ca does not guarantee the accuracy or completeness of any calculations.

3. No Relationship or Contract

Using LoanCalc.ca does not create a client, advisory, or professional relationship between you and the website.

4. Third-Party Links

Our website may contain links to third-party websites, services, or financial institutions. These links are provided for convenience only. LoanCalc.ca is not responsible for the content, accuracy, or policies of any external sites.

5. Limitation of Liability

LoanCalc.ca is not liable for any damages, losses, or financial outcomes resulting from the use of our calculators, tools, or information.

6. Personal Data

We do not collect or store personal data entered into our calculators. All calculations happen locally in your browser and are never saved.

7. Updates to This Disclaimer

LoanCalc.ca may update this Disclaimer occasionally. Changes will be posted on this page with an updated date.

Last Updated: January 2025